Loan Options We Offer
Together, we realize the American Dream!
Conventional Loan
The majority of home loans that are not insured or guaranteed by the government are conventional loans.
FHA Loan
An FHA home loan is a home mortgage that is insured by the Federal Housing Administration.
VA Loan
A VA mortgage loan that is guaranteed by the U.S. Department of Veteran Affairs.
FHA Streamline Refinance Loan
FHA Streamline is one of the easiest way to refinance your existing FHA home mortgage loan.
About US Direct Finance
US Direct Finance is an independent mortgage broker that is based in Orange County, California and our aim is to help as many individuals and families realize their individual “American Dream” through homeownership.
Owning a home is a quintessential part of the American dream that in of itself unlocks a host of economic advantages, such as the accumulation of wealth through the building of home equity, reduced housing costs by taking advantage of mortgage interest reduction, access to credit, and lasting savings over the cost of renting.
Your partners in achieving the American Dream!
Expertise you need. Service you deserve!
What People Say
Together, we realize the American Dream!
Absolutely Outstanding!
Mike Vezzetti from Falls Church, VA
Received a direct mail advertisement for refinance and decided to follow up, not expecting much, but curious to see what my option were. Am I glad I did! From our very first phone interaction, Hao came across as incredibly trustworthy, knowledgeable, professional and approachable. He remained that way through the entire process, proactively reaching out and explaining clearly exactly what was happening and what would happen next. Hao guided me through the process smoothly, setting up an amazing loan and saving me a significant amount of money - absolutely a fantastic experience. I highly recommend him for your home finance/refinance needs. Working sight unseen is intimidating, and I am on the other side of the country. But Hao made it seamless and very easy. I will definitely be working with him again.
Excellent Customer Service
dphillips and kphill from Hampton, VA
Hao Khuu provided my husband and me with outstanding customer service. From the first phone call, he was very knowledgeable, polite, and honest. He was timely with callbacks and always explained everything in detail. Even when there was an incorrect issue with our credit, he worked diligently to help us clear it up. Mr. Khuu was always positive, patient, and personable. At one point in the process, I was a little agitated about a third party that we had to communicate with. He quickly cleared that up. Any dates that he gave us, he nailed it. Overall Mr. Khuu gets a perfect score from us. We thank him for his excellent customer service.
Meet The Team
The Dream Team to help you realize the American Dream!