FHA Streamline Refinance Loan

FHA Streamline is one of the easiest way to refinance your existing FHA home mortgage loan.

FHA Streamline Benefits:

Lower your payment through lowering your current interest rate
Convert an FHA Adjustable Rate Mortgage into a fixed rate mortgage
FHA Streamline refinance require less documentation than a traditional loan

No appraisal required
No income documentation
Easier to qualify

HOME LOANS

Refinance and Home Purchase

Mortgage Types and Mortgage Loan Options.
Terms: 10, 15, 20, 25 30 Year Term Available

Fixed Rate

A Fixed Rate home mortgage loan is one with an interest rate that stays locked in over the life of the loan. The key thing is your payment will be the same every month, (not including other payments such as property taxes, homeowner’s insurance costs, or association fees).

They are one of the most popular loan types as they offer the stability of an unchanged monthly payment, regardless of market fluctuations, allowing you to plan your finances accordingly.

Fixed Rate Benefits:

Security of consistent payments with fixed rates
Simple to understand

Protection from inflation and rising market conditions.

ARM

ARM (Adjustable Rate Mortgage) simply is a variable rate home mortgage loan. Your interest rate on an ARM loan will adjusts to the market after a set period.

This is typically set to every year but monthly basis are available. Any change in the interest rate depends on the benchmark or index it is tied to plus the ARM margin.

Arm Loan Benefits:

Prefer Upfront savings: In the initial period, your lower rate and payment will help you save right away.
Fixed Initial Period
Limitation/Loan Ceiling on the amount you could pay: No surprises as there are limits on the adjustment

Move frequently or Have growing families and need a different home in the future
Expect to more income in a few years
Purchase, renovate, and resell properties
Plan to refinance before the loan adjusts

Your partners in achieving the American Dream!

Expertise you need. Service you deserve!

info@usdirectfinance.com

818-839-5821

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About Us

US Direct Finance is an independent mortgage broker that is based in Orange County, California and our aim is to help as many individuals and families realize their individual “American Dream” through homeownership. Read More

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Email: contact@usdirectfinance.com
Contact Us: 818-839-5821
US Direct Finance
8220 Katella Avenue Suite 207
Stanton, CA 90680