Alternative Qualifying & Self-Employed Loans

Alternative Qualifying & Self-Employed Loans

If you just missed qualifying for traditional (FHA, CONVENTIONAL) or jumbo financing, Non-Qualified Mortgage (Non-QM) loan options might be the right fit for you. Whether you have credit blemishes or are a self-employed borrower with income documentation challenges, Non-QM loans can enable you to purchase a home, refinance an existing mortgage, or access your home’s equity with a cash-out refinance.

NON-QM PROGRAM HIGHLIGHTS
  • Credit scores as low as 550
  • Purchase, refinance, cash-out and investment loans available
  • Maximum purchase and refinance loan amounts between $1.5 and $2.5 million
  • Maximum cash-out loan amounts between $250,000 and $500,000
  • Single family homes, primary and second homes are OK
  • Self-employed borrowers are OK
  • Bank Statements for documentation are OK
  • 30 year fixed; 5/1, 7/1 and 10/1 ARMs, and 5/1, 7/1, and 10/1 Interest Only ARMs available