Financing the American Dream!

US Direct Finance is an independent mortgage broker that is based in Orange County, California and our aim is to help as many individuals and families realize their individual “American Dream” through homeownership.

Owning a home is a quintessential part of the American dream that in of itself unlocks a host of economic advantages, such as the accumulation of wealth through the building of home equity, reduced housing costs by taking advantage of mortgage interest reduction, access to credit, and lasting savings over the cost of renting.

Collectively, our founders share over 45 years of financial and lending experience varying from banking, client services, to managing large call centers. After many years of noticing inefficiencies and bottle-necks within the industry, we have come together with our respective areas of expertise and put in place a lending process that is powered by direct communication, efficient processing while keeping expenses as lean as possible for all parties involved.

The goal for us in every lending transaction is to be a reliable, knowledgeable lending partner that will be upfront, trustworthy, focused on your financial goals, and be accountable through out the entire process and beyond.

We understand that this is your home, your community and ultimately your “American Dream”, we treat everyone from our clients, lending partners and even each other with the same integrity, trust, warmth and care that is based on helping one another achieve their goals.

Here at US Direct Finance, our team members were able to realize their idea of the “American Dream” and we have built a culture based on helping one become the best version of themselves. We are here to help you not just with one transaction, but to build life-long relationship that power your homeownership dreams and goals.

What Make Our Team Excellence

Excellent, Tailored Customer Service

At US Direct Finance every client is assigned to a personal Mortgage Originator who is experienced, caring, responsive and attentive to you and your family's specific financial goals. Whether your financial goal is to purchase a home or to adjust your current home financial plan as life events and milestones are reached.

We understand that in this modern age, everyone has a lot of roles and responsibilities and we utilize technology to enhance and improve the home lending process. From being able to use text message to communicate to having a secured, encrypted document uploader/dropbox for all documents, you truly have a lending partner that strives for an excellent, customer centric experience focused on efficiency, great results and user friendliness.

Highly Competitive, Beneficials Loan Products

We have preferred relationships with over 10+ lending partners that allows us to do the “shopping” for you and your family with the most up-to-date products and pricing especially as the financial markets vary daily.

Bottomline is we strive to find the best financial solution for your situation. We streamline and keep our overall business model as lean and efficient as possible through experience, leadership and technology, we are able to maximize and pass on the savings to you as the end user!

Highly Zillow Reviewed and Satisfied Past Clients

Please take a look at our testimonials page as we pride ourselves on stellar customer service through the home lending process and beyond.

Our mortgage originators are vetted and praised by clients, we understand that a home is not just a residence but the cornerstone of the majority of individuals’ net worth and financial landscape.

We aim to be your financial partner not only now but well into the future as your financial needs grow and change.

Efficiency and Accountability

We are a family owned and oriented business in which accountability and overall efficiency are heavily emphasized.

All of our staff work collectively to meet your goals, there’s no “silo” effect as we do as much work as possible in-house. Along with a company culture which focuses on teamwork, responsibility, and family as we rely on each other and grow stronger every day.